It doesn't matter if you're currently renting or are a homeowner; absolutely no one likes paying their rent or mortgage off each month š”
Plus, the cost of living keeps rising. But if money is tight, you don't have to keep stressing.
Instead, homeowners and renters alike can use these 12 proven strategies to easily cover living costs this month (and beyond!) ā¬ļø
1. Get Free PayPal Money For Downloading New Apps
How does a steady stream of PayPal cash in your digital wallet sound?
Well, the great news is that's exactly what you get with Freecash, a new rewards website that's growing rapidly in popularity.
This website is completely free to join and pays you for playing games, downloading new apps, shopping online, and so much more.
Think of it as a discovery rewards platform that pays you for trying out new and exciting apps and products. And you get to cash out right to PayPal or with free gift cards or crypto prizes.
Right now, members are making $21 per day on average with Freecash. This is over $600 per month, all for completing fun online tasks in your spare time!
If you like the sound of Freecash and live in the United States, we also suggest trying out Kashkick.
This is another rewards platform that pays you to try new apps and products. Plus, you can also answer surveys for PayPal cash right from the comfort of your own home!
2. Earn Free Cash Just By Sharing Your Opinion
Did you know that market research companies are willing to pay you for sharing your opinion?
That's right: everyday people can earn real money by completing short online surveys about topics like sports, music, and health. And the best part is you get paid right to PayPal or with free gift cards to companies like Amazon.
Branded Surveys is our top survey recommendation. It pays up to $5 per survey and only takes $5 to cash out. And there's even a juicy sign up bonus right now to help you get started.
The site is completely free to sign up for as well. It's also available in the United States, Canada, and the UK.
And don't sweat it if Branded Surveys isn't available in your area. You can sign up for similar (and high-paying) survey platforms like Survey Junkie and Ipsos iSay to keep the earnings coming.
3. Borrow Up To $750 For Free With This Nifty App
Need a helping hand to cover rent and bills this month?
The EarnIn appĀ¹ has you covered š
With EarnIn, you can easily access $100 per day of your upcoming paycheckĀ² and up to $750 per pay period! Plus, you don't pay any membership fees for using the appĀ³.
That's right: you get a fee-free cash advance to help hold you over until payday. You don't pay any interest either, and there's no credit check!
That's because EarnIn uses a “pay what's fair model” where you decide how much to tip, which can be $0 or a small amount you choose.
You can also access the cash advance in a couple of minutes. This Lightning Speed payment charges a small feeā“. Otherwise, you'll get your free cash advance in just a few days.
To get started, just visit EarnIn, create an account, and then link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.
4. Save $600+ Per Year By Ditching Your Car Insurance
If it's been a while since you've shopped around for car insurance, there's a good chance you're getting way overcharged right now.
In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even fully cover you!
So, instead of wasting money each month, use this free tool to save money instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.
All you have to do is enter your zip code. From there, you browse the best insurance deals based on your driving history and the discounts you're eligible for.
It could be around $600 per year in savings; not bad for making a simple insurance switch!
Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.
5. Quit Overpaying On Amazon & 10,000+ Other Online Stores
Online shopping is a great way to save time and snag deals for around the home. But here's a little secret: you're probably still overpaying when you shop online.
This ends today. Instead, you can use this free money-saving extension to automatically apply available coupon codes at checkout.
This free tool helps you save at 30,000+ popular stores. It's like having a money-saving assistant right in your pocket, so you never have to search for coupons again.
And when it comes to Amazon, you get even more saving tools. For example, this extension compares prices between sellers to help you find the most affordable option.
Signing up is free and easy. Just download the free extension and quit overpaying when you shop online.
6. Ask This Company To Pay Off Your Credit Card Debt!
If youāre currently struggling with over $10,000 in high-interest debts like credit card bills or loans, it can feel impossible to get ahead.
But the great news is that you donāt have to face this uphill battle alone anymore.
That's because a company called TurboDebt is helping people finally crush their debt.
It works by resolving your painful high-interest debts into a single loan with a much lower interest rate. In the long run, this can save thousands of dollars. Plus, you only have one monthly payment to worry about.
The best part? You don't pay any fees until your debt is resolved. And in 2023, TurboDebt helped families save 46% of their total debt before fees!
Getting started just takes a couple of minutes and a simple online form. This doesn't impact your credit score either, and you get to work with a debt relief expert who's on your side for a change.
7. Play Games & Turn Your Smartphone Into A Side Hustle
If you have a smartphone, you can start making money while relaxing at home on the sofa. And you can have fun while doing it too.
These days, there are so many apps that pay you for playing new games. So, you can pass the time and earn free cash and gift cards in the process.
Here are our all-time top picks depending on the type of device you have:
- Android Users š Rewarded Play and Cash Giraffe are our top picks for earning free gift cards by gaming!
- iPhone Users š Bingo Cash and Solitaire Cash are the best ways to play competitive phone games for real money prizes.
- Samsung Users š Put your skills to the test with Bubble Cash and Blackout Bingo in exciting cash tournaments.
Again, the kind of gaming reward apps you can use depends on the phone you have. But all device types have fun and exciting opportunities to make some easy side cash.
8. Get A Share Of $55,000+ In Daily Payouts
We already mentioned Survey Junkie above as a great way to share your opinion to make extra cash. But we want to highlight this market research panel one more time.
The main reason?
Survey Junkie is paying over $55,000 in daily rewards right now. And you can sign up for free to get in on the action with your email.
This survey panel is available in North America and Australia. Once you're a member, you just complete short surveys to start earning.
Cashing out only takes $5. And for rewards, you choose from PayPal cash and dozens of free gift cards to companies like Amazon and Walmart.
9. Start Earning Sweet Passive Income While You Sleep
Did you know that millionaires often have 7 different income streams?
Diversifying your income with passive income is a key for building wealth. But the great news is that you don't need to be one of the rich and famous to start earning passive income.
In fact, you can get started for free or without spending very much at all.
Take Arrived for example. It lets you invest in income-generating real estate properties like family rentals and vacation homes. As a shareholder in these properties, you then earn income from rental payments and from property prices potentially increasing.
It only takes $100 to start investing. Arrived also handles everything, from finding tenants to maintaining properties. So, you get all the passive income benefits of being a landlord without the headaches of actually being one.
10. Search For Missing Money In Your Name
What if we told you that there could be free money out there that's waiting to be claimed?
The reality is that there's currently billions of dollars that's owed to everyday Americans. This happens when the Government or other agencies owe people money but it falls through the cracks.
To check for potential free money, all you have to do is complete a search with this money-saving tool.
This tool scours Government websites and databases to find free money, property, and other assets that might be in your name. It only takes one minute to complete a search, and you could find a surprise payday is on the way!
11. Earn Free Cash For Watching Videos & Your Daily Shopping
What if you could get paid for completing everyday tasks like going to the grocery store or watching videos?
Well with InboxDollars, this is exactly what you get.
This U.S. rewards platform lets you make money by taking photos of shopping receipts, playing games, answering surveys, and watching videos. And it pays you right to PayPal or with gift cards to companies like Target and Amazon.
New members also get an instant $5 bonus which is why we love the platform. And signing up only takes 30 seconds and your email.
If you've already tried InboxDollars, you're not out of luck either.
You can also sign up for Swagbucks and Scrambly to find even more easy income opportunities!
12. Make Easy Money With Influencer Marketing
Did you know that Kylie Jenner reportedly earns up to $1 million per Instagram post?
That's a lot of dough. But it just goes to show how much money the top influencers in the world can make.
However, you don't have to be Insta-Famous to earn money as an influencer these days. In fact, you can earn free cash just by sharing your opinion thanks to companies like Prime Opinion.
This free website pays you to complete short online questionnaires. Surveys can pay $5+ and cover a range of trending topics like politics, entertainment, sports, and current global events. And it's the perfect side hustle to try while relaxing at home or in your spare time.
The best part is that it only takes $5 to cash out. You can redeem your influencer earnings for PayPal cash or gift cards to Amazon, Starbucks, Walmart, Uber, and dozens of other companies.
Again, you won't become a millionaire with this site. But it only takes one minute to sign up and can certainly help you reach that $350 goal.
13.Ā Quit Overpaying On Everyday Purchases With These Apps
A penny saved is a penny earned. That's how the saying goes anyways, but we definitely agree!
So, in your effort to pay off your rent or mortgage this month, it's time to get your budget in order and to quit overpaying on everyday essentials.
To get started, we suggest using this stack of reward apps and programs that pay you with cash back:
- Savvy: Use Savvy's free tool to save hundreds of dollars per year on your auto insurance!
- Capital One Shopping: Our favorite browser extension that automatically applies available coupon codes at 30,000+ online stores!
- Upside: The best way to save money at the pump by earning up to $0.25 per gallon!
Note: Capital One Shopping compensates us when you sign up with the provided link.
Between these apps, you can find immediate savings on everything you buy. And the best part is that you're covered for in-store and online purchase.
14.Ā Unlock Your Free Credit Score For More Free Money Opportunities
Did you know that some financial offers and free money bonuses require knowing your credit score?
This information is often crucial to getting financial assistance. And the great news is you can get your free credit score today in just a few minutes.
All you need is your email address and zip code. From there, you can get your latest credit score in just 90 seconds or less.
If you plan on applying for any kind of assistance or free money offer, itās time to take action. So, transform your credit score into extra money in your wallet today.
15. Sell Your Jewelry, Cash & Watches For Fast Cash
In need of quick cash? If so, it could be time to cash in on some of your finer pieces while doing some Spring cleaning.
An online jewelry auction site called Worthy is helping thousands of people safely sell their jewelry, diamonds, and watches for cash.
The best part is that Worthy handles everything. It pays for you to ship your pieces to them, does professional photography, and lists items in its online auctions. You also work with an auction manager to make sure you get as high a price as possible.
If your pieces donāt sell, Worthy simply ships them back to you at no cost. But if you make a sale, Worthy takes a small fee and then pays you directly to your bank or PayPal account.
š Turn your jewelry into cash with Worthy!
16. Enjoy Exclusive Deals, Coupons & Hidden Savings With This Membership Club
Want exclusive discounts on groceries, restaurants, travel, entertainment, and everyday essentials?
Then AARP could be for you. This membership club has over 38 million members across the country. And it provides exclusive deals and savings at hundreds of companies across dozens of categories.
Once youāre a member, you can explore AARPās catalog of offers and deals, which updates daily. Itās easy to find food and dining coupons, entertainment discounts, free subscription offers, and the latest deals to help you keep more money in your wallet.
AARP also partners with plenty of financial institutions, travel agencies, and local businesses to offer its members unique discounts. A membership only costs $1 per month or even less, and you can easily save hundreds or thousands of dollars per year by joining AARP.
Bingo Cash, Bubble Cash, and Solitaire Cash games aren't available in these states: AZ, IA, LA, SC, WA.
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.