Need some fast extra cash? Considering selling some of your most prized possessions to pay rent or buy groceries? We hear you.
The cost of living keeps rising everywhere. And it's easy to feel the squeeze and like your monthly budget doesn't go as far as it used to.
Thankfully, homeowners don't need to sell their collectibles. Instead, use one or more of these 7 proven money moves to get $500+ by the end of this week! 😎💸
1. Don’t Pay Back Your Credit Card Company
Here’s the sad truth: credit card companies get rich by charging insanely high interest rates and by ripping people off.
But the thing a lot of people don’t know is that you don’t always have to pay back your credit card company.
Instead, you can work with companies like National Debt Relief if you have over $15,000 in debts like credit card bills, medical debt, and personal loans.
National Debt Relief helps people lower their monthly payments by consolidating all their painful debts into one single payment with a lower interest rate. In some cases, people are paying 30-60% less per month!
You don’t pay any fees until your debt is settled either. And getting started is free and just requires submitting a short online application.
In the long run, a solution like National Debt Relief can save thousands. And again, getting started is free and fast, so it's worth contacting them to see what your options are.
Have under $15,000 in debt? Don't worry 😎
You can use a company like ZippyLoan to borrow $100 to $15,000 and receive funding as soon as tomorrow to pay down your high-interest debts!
👉 Lower your debt today with National Debt Relief!
2. Get $750 For Free To Make It Until Payday
Need a helping hand to cover rent and bills this month?
The EarnIn app¹ has you covered 😎
With EarnIn, you can easily access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.
That's right: you get a fee-free cash advance to help hold you over until payday. You don't pay any interest either, and there's no credit check!
That's because EarnIn uses a “pay what's fair model” where you decide how much to tip, which can be $0 or a small amount you choose.
You can also access the cash advance in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days.
To get started, just visit EarnIn, create an account, and then link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.
3. Earn Cash Back On Your Everyday Purchases
Want to earn cash back on everyday purchases without having to open another credit card?
Then you need to check out the Discover Cashback Debit Checking account.
This popular checking account doesn't charge any monthly fees. And it lets you earn 1% cash back on your everyday spending on up to $3,000 in debit purchases per month.
That's $360 per year in free cash! And again, it's completely passive and you don't pay monthly account fees.
Discover has tons of perks besides cash back to help out homeowners. For example, you can get your paycheck up to 2 days early. There's no minimum balance requirement or credit check when applying either.
If you're not earning cash back, you're missing out on free passive income. So join Discover today to begin earning!
4. Start A Fast-Paying Side Hustle Stack
One of the best ways for homeowners to increase their weekly income is to start a side hustle.
Side hustling is a proven path to wealth. Plus, you get to work on your own schedule and be your own boss, and plenty of hustles can be done from the comfort of your own home.
You don't need to wait weeks to get paid either. Instead, try out some of these fast-cash hustles paying people right now:
💵 Freecash: Earn PayPal cash and gift cards for playing games, shopping online, and completing easy online tasks.
💵 Branded Surveys: Share your opinion and cash out right to PayPal after earning only $5.
💵 MyFreeApp: This discovery rewards platform pays you with cash for playing games and downloading apps.
💵 InboxDollars ($5 Bonus!): A leading rewards platform that pays you to answer surveys, shop, and watch videos. Plus, get a $5 instant sign up bonus!
These hustles aren't going to let you quit your day job. But you can easily earn $100 to $250+ per week with just a bit of effort with this side hustle stack.
Pro Tip: Need even more hustles? Check out these 18 rapid ways to pay off your rent or mortgage this month!
5. Negotiate Lower Monthly Bills With This Nifty App
If you want help getting your budget on track and want to lower your monthly bills, then Rocket Money is the app for you.
This all-in-one finance app is packed with features. And right out of the gate, it helps you automatically track your spending and create a budget that actually works for you so you save more money each month.
Plus, Rocket Money highlights expensive subscriptions you might want to cancel. If you're tired of recurring expenses slipping through the cracks, this app puts a stop to those hidden charges once and for all.
Pro Tip: If you upgrade to Rocket Money Premium, you can also work with its bill negotiation team.
That's right: Rocket Money will actually contact providers like your cell phone, internet, and cable companies to get you lower rates. So, you save money on autopilot without having to pick up the phone and call.
A single bill negotiation could mean hundreds of dollars in savings per year. Plus, Rocket Money is always adding new features and tools to help its members cut down on spending.
🚀 Start saving money with Rocket Money!
6. Save $1,500 Per Year By Ditching Your Expensive Car Insurance
Speaking of saving money on monthly bills: when's the last time you shopped around for cheaper car insurance?
If you're like most people, it's probably been a while. But this unfortunately means you're probably overpaying on your premiums each month.
Luckily, this overspending ends today. Instead, use a free tool like Savvy to quickly compare car insurance rates to find the cheapest deals possible.
Savvy's free online tool compares quotes from 40+ nationwide and local providers. On average, its members save $1,500 per year by finding more affordable coverage.
Savvy is completely free to use and only takes a minute or two. So, take some time this afternoon and stop wasting money on overpriced car insurance.
🚗 Stop wasting money and use Savvy to save!
7. Sell Jewelry, Watches & Diamonds To Earn Extra Cash
Have some jewelry, watches, or diamonds collecting dust in your house right now?
You could be sitting on some serious cash. And with platforms like Worthy, you can safely sell these assets online to get a fast payout.
Worthy is a leading marketplace for selling jewelry, watches, engagement rings, and other fine pieces. And it's an amazing way for Homeowners to get cash when they're in a pinch.
All you have to do is submit a free online form to tell Worthy which pieces you want to sell. From there, Worthy handles everything, from shipping your pieces to them to preparing them for sale.
Worthy hosts online auctions with professional jewelry buyers and collectors. You work with an auction manager to list your pieces for sale at the price you want. When you make a sale, Worthy takes a small fee and you get paid via bank transfer or PayPal.
This is a safe and reliable way to turn your pieces into cash. So, forget about shady pawn brokers or low-ball offers and use a trusted platform like Worthy instead.
8. Get Up To $15,000 As Soon As Tomorrow
Still looking for fast cash?
A company called ZippyLoan could help you out.
This is another trusted loan provider that lets people borrow anywhere from $100 to $15,000. But what makes it unique is that people can often get funding as soon as the next day.
If you have emergencies or bills to cover, this payout speed comes in handy. And ZippyLoan works with dozens of providers to find you the best rates.
All it takes in 5 minutes to complete a simple online form. ZippyLoan's team then matches you to the best personal loan.
All credit types are accepted. And checking your options is free and doesn't impact your credit score!
👉 Check your funding options with ZippyLoan!
9. Tap Into Your Home's Equity
A lot of homeowners don't know this, but you can actually access the value of your home's equity without taking out a loan.
Instead, you can use companies like Unlock to take out a home equity agreement (HEA).
This lets you access $30,000 to $500,000 from your home's equity. There's no monthly payments or interest charges either. Plus, you don't need to refinance to benefit from an HEA.
If you're struggling with debt or need some extra cash for life's expenses, an HEA can provide the cash you're looking for. And with Unlock, you can apply without impacting your credit score and get funding within 30 to 60 days.
Applying online is fast and free. Start benefitting from your home's equity and get the funding you need with Unlock!
Note that Unlock is only available in these states: Arizona, California, Colorado, Florida, Michigan, North Carolina, New Jersey, Oregon, South Carolina, Tennessee, Utah, Virginia, Washington, Pennsylvania.
Struggling With Debt? 👉 10+ Ways To Slash Monthly Bills By $475 Or More!
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.