Nobody likes paying their monthly bills.
But every month, there you are; spending hundreds of dollars of hard-earned money on bills, subscriptions, and services that keep racking up.
If you're tired of overspending, we hear you loud and clear. That's where these 8 clever home saving hacks can help you save money on your internet bill plus other monthly expenses 😎
PS: One of these ideas can earn you up to $1,000 to cover all your bills next month and more, so don't miss out! 💸
1. Negotiate Lower Monthly Bills With This Nifty App
If you want help getting your budget on track and want to lower your monthly bills, then Rocket Money is the app for you.
This all-in-one finance app is packed with features. And right out of the gate, it helps you automatically track your spending and create a budget that actually works for you so you save more money each month.
Plus, Rocket Money highlights expensive subscriptions you might want to cancel. If you're tired of recurring expenses slipping through the cracks, this app puts a stop to those hidden charges once and for all.
Pro Tip: If you upgrade to Rocket Money Premium, you can also work with its bill negotiation team.
That's right: Rocket Money will actually contact providers like your cell phone, internet, and cable companies to get you lower rates. So, you save money on autopilot without having to pick up the phone and call.
A single bill negotiation could mean hundreds of dollars in savings per year. Plus, Rocket Money is always adding new features and tools to help its members cut down on spending.
🚀 Start saving money with Rocket Money!
2. Get A $200 Cash Bonus & Earn Unlimited Cash Back When You Shop
Want an easy $200 cash bonus and unlimited cash back in your pocket when you shop?
Say hello to the Upgrade Rewards Checking Plus account – a leading rewards checking account that makes sure your money actually works for you.
This account is packed with features. For starters, you earn unlimited 1.5% cash back on purchases and don't pay any monthly fees.
The best part? New members get a $200 cash bonus right now. All you need to do is open your new account and make 3 debit card transactions within 60 days.
This bonus is an easy way to cover some of your bills this month, including your internet bill. Plus, you earn ongoing rewards through cash-back spending.
If you're tired of high bank fees and lackluster rewards, it's time to break up with your bank. So, make the switch to Upgrade and enjoy a sweet cash bonus!
3. Get This Nice Company To Pay Off Your Credit Card Bills
Here's the ugly reality: credit card companies get rich by charging insanely high interest rates and by ripping people off.
But you don't always have to pay back your credit card company.
Instead, you can work with companies like Accredited Debt Relief if you have over $20,000 in debts like credit card bills, medical debt, and personal loans.
Accredited Debt Relief helps people lower their monthly payments by consolidating all their painful debts into one single payment with a lower interest rate. In some cases, people are becoming debt free in just 24 months!
You don’t pay any fees until your debt is settled either. And getting started is free and just requires submitting a short online application.
In the long run, a solution like Accredited Debt Relief can save thousands. And again, getting started is free and fast, so it's worth contacting them to see what your options are.
Have under $20,000 in debt? You still have options! 😊
👉 You can use a company like ZippyLoan to borrow $100 to $15,000 and get paid as soon as tomorrow! Find lower-interest loans to cover expenses or pay off your high-interest debt fast.
4. Earn Cash Back On Your Everyday Purchases
Want to earn cash back on everyday purchases without having to open another credit card?
Then you need to check out the Discover Cashback Debit Checking account.
This popular checking account doesn't charge any monthly fees. And it lets you earn 1% cash back on your everyday spending on up to $3,000 in debit purchases per month.
That's $360 per year in free cash! And again, it's completely passive and you don't pay monthly account fees.
Discover has tons of perks besides cash back to help out homeowners. For example, you can get your paycheck up to 2 days early. There's no minimum balance requirement or credit check when applying either.
If you're not earning cash back, you're missing out on free passive income. So join Discover today to begin earning!
5. Slash Your Phone Bill & Stop Overpaying Each Month
When was the last time you shopped around for a cheaper phone plan?
If you're like most people, it's probably been a while. And we get it…after all, life gets busy!
However, if you haven't checked out phone providers like Mint Mobile yet, you're probably missing out on some serious savings.
Mint Mobile has premium plans starting as low as $15 per month. This includes high-speed data, unlimited talk and text, plus nationwide coverage.
The reason Mint Mobile is so affordable is because you prepay for plans. But this is one of the easiest ways to slash your phone bill, saving you hundreds of dollars per year!
The bottom line is that it's time to stop overspending with massive phone providers and switch to a friendlier company like Mint Mobile.
📲 Quit overpaying for your phone bill and check out Mint Mobile!
6. While You're At It…Quit Overpaying On Car Insurance Too!
Okay, so we just slashed your phone bill.
That's a step in the right direction. But what about your pesky car insurance?
If it's been a while since you've shopped around for car insurance, there's a good chance you're getting way overcharged right now.
In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even fully cover you!
So, instead of wasting money each month, use this free tool to save money instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.
All you have to do is enter your zip code. From there, you browse the best insurance deals based on your driving history and the discounts you're eligible for.
It could be around $600 per year in savings; not bad for making a simple insurance switch!
Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.
7. Borrow Up To $750 For Free With This Awesome App
Need a helping hand covering bills and emergencies this month?
The EarnIn app¹ has you covered 😎
With EarnIn, you can easily access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.
That's right: you get a fee-free cash advance to help hold you over until payday. You don't pay any interest either, and there's no credit check!
That's because EarnIn uses a “pay what's fair model” where you decide how much to tip, which can be $0 or a small amount you choose.
You can also access the cash advance in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days.
To get started, just visit EarnIn, create an account, and then link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.
8. Enjoy Exclusive Deals, Coupons & Hidden Savings With This Membership Club
Want exclusive discounts on groceries, restaurants, travel, entertainment, and everyday essentials?
Then AARP could be for you. This membership club has over 38 million members across the country. And it provides exclusive deals and savings at hundreds of companies across dozens of categories.
Once you’re a member, you can explore AARP’s catalog of offers and deals, which updates daily. It’s easy to find electronics, food and dining coupons, entertainment discounts, free subscription offers, and the latest deals to help you keep more money in your wallet.
AARP also partners with plenty of financial institutions, travel agencies, and local businesses to offer its members unique discounts. A membership only costs $1 per month or even less, and you can easily save hundreds or thousands of dollars per year by joining AARP.
Pro Tip ⭐ AARP has all kinds of tech and connectivity deals, so you can save money on your internet needs. And it's not for the 50+ year old crowd either; everyone can save more money with AARP's exclusive deals and discounts.
9. Quit Overpaying On Amazon & 10,000+ Stores
Online shopping is a great way to save time and snag deals for around the home. But here's a little secret: you're probably still overpaying when you shop online.
This ends today. Instead, you can use this free money-saving extension to automatically apply available coupon codes at checkout.
This free tool helps you save at 30,000+ popular stores. It's like having a money-saving assistant right in your pocket, so you never have to search for coupons again.
And when it comes to Amazon, you get even more saving tools. For example, this extension compares prices between sellers to help you find the most affordable option.
So, before you shop for a router, gadget, appliance, or other home product, stop and take the time to save money.
Signing up is free and easy. Just download the free extension and quit overpaying when you shop online.
10. Win A $1,000 PayPal Gift Card To Cover Your Bills!
How does a $1,000 free PayPal cash payment in your digital wallet sound?
Pretty sweet, right?
Well, a company called PrizeStash is running a $1,000 PayPal cash giveaway right now. It's completely free to sign up, and all you have to do to enter the giveaway is share your email and a bit of information about yourself.
Entering the raffle takes about a minute or two. And if you get lucky, you could be one of PrizeStash's lucky winners who walks away with a $1,000 cash prize.
Prefer hustling for guaranteed PayPal cash? Don't sweat it 😎
You can use a new rewards website called Freecash to make money by playing games, answering surveys, watching videos, and shopping online!
👉 18 Real Ways To Make $625+ This Week!
👉 Borrow Up To $50,000 To Tackle Your High-Interest Debt!
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.