Debt is a massive problem right now. And millions of homeowners and renters alike are struggling with it right now.
But the last thing you want to do is let debt continue to pile up. Instead, you need to take action to tackle debt as soon as possible so it doesn't take over your life.
That's where we have some good news 😎 – you can use these proven debt-free strategies that thousands of people are using to crush their debt once and for all!
1. Get This Company To Pay Off Your Credit Card Bills
If you have more than $10,000 in debt like credit card debt, personal loans, or medical bills, you might be able to get fast debt relief.
That's because a company called TurboDebt is helping people finally crush their debt.
It works by resolving your painful high-interest debts into a single loan with a much lower interest rate. In the long run, this can save thousands of dollars. Plus, you only have one monthly payment to worry about.
The best part? You don't pay any fees until your debt is resolved. And in 2023, TurboDebt helped families save 46% of their total debt before fees!
Getting started just takes a couple of minutes and a simple online form. This doesn't impact your credit score either.
This is one of the best ways for homeowners to put their debt behind them. And we love that you get debt-free specialists on your side for a change.
2. Get Up To $750 For Free To Make It To Your Next Paycheck
If you need a helping hand to pay off your bills before your next paycheck, EarnIn¹ has your back.
With EarnIn's app, you can access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.
That's right: you get a fee-free cash advance to help hold you over until your next paycheck. You don't pay any interest either, and there's no credit check!
If you're trying to avoid taking out a loan and taking on more debt, borrowing money against a future paycheck makes a lot of sense.
Plus, instead of painful fees, EarnIn uses a “pay what's fair” system. You decide how much to tip, which can be $0 or a small amount you choose.
You can access your cash in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days without paying anything.
To get started, just visit EarnIn, create an account, and quickly link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races for your cash advance.
3. Save $600+ Per Year By Ditching Your Expensive Car Insurance
If it's been a while since you've shopped around for car insurance, there's a good chance you're getting way overcharged right now.
In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even fully cover you!
So, instead of wasting money each month, use this free tool to save money instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.
All you have to do is enter your zip code. From there, you browse the best insurance deals based on your driving history and the discounts you're eligible for.
It could be around $600 per year in savings; not bad for making a simple insurance switch!
Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.
4. Earn $274 Per Week By Playing Games & Downloading Apps
If you're falling behind on bills and debt payments, an at-home side hustle could be exactly what you need to catch back up.
And with a fun website called Freecash, people are now earning over $600 per month, all from the comfort of their own home.
Freecash pays you for completing easy tasks like downloading apps, playing new games, watching videos, and answering surveys. You sign up for free with your email, and it only takes 30 seconds to get started.
As for rewards, you cash out with PayPal cash or gift cards to companies like Amazon and Walmart. So, use your Freecash earnings to cover your bills or chip away at debt every week.
Already tried Freecash? Don't sweat it 😎
You can also try out Kashkick, another great rewards site, that pays you with PayPal cash for answering surveys and playing games!
5. Slash Your Monthly Bills & Actually Save Money With This Nifty App
Alright Homeowners, it's time to get your budget on track and to stop overpaying on your monthly bills.
Say hello to Rocket Money – an all-in-one finance app that's packed with features.
Right out of the gate, this app helps you automatically track your spending and create a budget that actually works for you so you save more money each month.
Plus, Rocket Money highlights expensive subscriptions you might want to cancel. If you're tired of recurring expenses slipping through the cracks, this app puts a stop to those hidden charges once and for all.
Pro Tip: If you upgrade to Rocket Money Premium, you can also work with its bill negotiation team.
That's right: Rocket Money actually contacts providers like your cell phone, internet, and cable companies to get you lower rates. So, you save money on autopilot without having to pick up the phone and call.
A single bill negotiation could mean hundreds of dollars in savings per year. Plus, Rocket Money is always adding new features and tools to help its members cut down on spending.
🚀 Start saving money with Rocket Money!
6. Get $350+ In Bonuses & Find The Best Checking Account
Want to earn hundreds of dollars in free cash bonuses and find the top checking accounts paying people right now?
Then you need to check out SuperMoney.
With SuperMoney, you can explore dozens of the top saving accounts that match your goals and income. And this includes tons of accounts with juicy cash sign up bonuses, cash-back rewards, and other perks.
SuperMoney makes it easy to compare banks and checking accounts instead of searching around the web yourself, which can take hours of work.
Right now, some of its partners are also paying $350+ in cash sign up bonuses to new members. And some accounts also pay 1% to 2% cash back and don't charge any monthly fees!
SuperMoney is completely free to use too. So, take a few minutes and find the best checking account offers on the market right now.
7. Get A Slice Of $55,000 In Daily Payouts
Want a steady stream of PayPal cash to help cover expenses?
Well, with Survey Junkie, homeowners can finally start making some side dough. All you have to do is sign up for free and then answer short surveys in your spare time.
The reality is that brands want to hear from everyday consumers. So, you can get paid with real cash and gift cards in your spare time just by answering questions.
Survey Junkie is already paying out $55,000+ in daily rewards. Sign up for free with your email and get a slice of the rewards!
Already tried Survey Junkie? We got you covered 💵
👉 We suggest trying out Branded Surveys, another leading survey panel, to earn free gift cards and real cash rewards!
8. Quit Overpaying On Amazon & 10,000+ Stores
Online shopping is a great way to save time and snag deals for around the home. But here's a little secret: you're probably still overpaying when you shop online.
This ends today. Instead, you can use this free money-saving extension to automatically apply available coupon codes at checkout.
This free tool helps you save at 30,000+ popular stores. It's like having a money-saving assistant right in your pocket, so you never have to search for coupons again.
And when it comes to Amazon, you get even more saving tools. For example, this extension compares prices between sellers to help you find the most affordable option.
So, before you shop for a router, gadget, appliance, or other home product, stop and take the time to save money.
Signing up is free and easy. Just download the free extension and quit overpaying when you shop online.
9. Tap Into Your Home's Equity
A lot of homeowners don't know this, but you can actually access the value of your home's equity without taking out a loan.
Instead, you can use companies like Unlock to take out a home equity agreement (HEA).
This lets you access $30,000 to $500,000 from your home's equity. There's no monthly payments or interest charges either. Plus, you don't need to refinance to benefit from an HEA.
If you're struggling with debt or need some extra cash for life's expenses, an HEA can provide the cash you're looking for. And with Unlock, you can apply without impacting your credit score and get funding within 30 to 60 days.
Applying online is fast and free. Start benefitting from your home's equity and get the funding you need with Unlock!
Note that Unlock is only available in these states: Arizona, California, Colorado, Florida, Michigan, North Carolina, New Jersey, Oregon, South Carolina, Tennessee, Utah, Virginia, Washington, Pennsylvania.
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.