Debt is a massive problem right now. And millions of homeowners and renters alike are struggling with it right now.
But the last thing you want to do is let debt continue to pile up. Instead, you need to take action to tackle debt as soon as possible so it doesn't take over your life.
That's where we have some good news 😎 – you can use these proven debt-free strategies that thousands of people are using to crush their debt once and for all!
1. Get This Company To Pay Off Your Credit Card Bills
If you have more than $15,000 in debt like credit card debt, personal loans, or medical bills, you might be able to get fast debt relief.
That's because a company called National Debt Relief is helping everyday homeowners finally become debt free.
National Debt Relief consolidates your painful high-interest debt into a single payment with a lower interest rate. In the long run, this lets you save thousands of dollars on interest payments alone.
The best part? There's absolutely zero fees until your debt is resolved. Plus, you can focus on tackling one lower monthly payment instead of several.
Getting started is free and only takes a few questions. So, take a minute to see if you qualify and put an end to your debt today!
This is one of the best ways for homeowners to put their debt behind them. And we love that you get debt-free specialists on your side for a change.
Have under $15,000 in debt? We got you covered 😊
👉 You can use a company like ZippyLoan to find the best personal loans for you. Borrow up to $15,000 at a lower interest rate and use that money to crush your most painful debts.
2. Get Up To $750 For Free To Make It To Your Next Paycheck
If you need a helping hand to pay off your bills before your next paycheck, EarnIn¹ has your back.
With EarnIn's app, you can access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.
That's right: you get a fee-free cash advance to help hold you over until your next paycheck. You don't pay any interest either, and there's no credit check!
If you're trying to avoid taking out a loan and taking on more debt, borrowing money against a future paycheck makes a lot of sense.
Plus, instead of painful fees, EarnIn uses a “pay what's fair” system. You decide how much to tip, which can be $0 or a small amount you choose.
You can access your cash in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days without paying anything.
To get started, just visit EarnIn, create an account, and quickly link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races for your cash advance.
3. Earn $274 Per Week By Playing Games & Downloading Apps
If you're falling behind on bills and debt payments, an at-home side hustle could be exactly what you need to catch back up.
And with a fun website called Freecash, people are now earning over $600 per month, all from the comfort of their own home.
Freecash pays you for completing easy tasks like downloading apps, playing new games, watching videos, and answering surveys. You sign up for free with your email, and it only takes 30 seconds to get started.
As for rewards, you cash out with PayPal cash or gift cards to companies like Amazon and Walmart. So, use your Freecash earnings to cover your bills or chip away at debt every week.
Already tried Freecash? Don't sweat it 😎
You can also try out Kashkick, another great rewards site, that pays you with PayPal cash for answering surveys and playing games!
4. Earn Cash Back On Your Everyday Purchases
Want to earn cash back on everyday purchases without having to open another credit card?
Then you need to check out the Discover Cashback Debit Checking account.
This popular checking account doesn't charge any monthly fees. And it lets you earn 1% cash back on your everyday spending on up to $3,000 in debit purchases per month.
That's $360 per year in free cash! And again, it's completely passive and you don't pay monthly account fees.
Discover has tons of perks besides cash back to help out homeowners. For example, you can get your paycheck up to 2 days early. There's no minimum balance requirement or credit check when applying either.
If you're not earning cash back, you're missing out on free passive income. So join Discover today to begin earning!
5. Slash Your Monthly Bills & Actually Save Money With This Nifty App
Alright Homeowners, it's time to get your budget on track and to stop overpaying on your monthly bills.
Say hello to Rocket Money – an all-in-one finance app that's packed with features.
Right out of the gate, this app helps you automatically track your spending and create a budget that actually works for you so you save more money each month.
Plus, Rocket Money highlights expensive subscriptions you might want to cancel. If you're tired of recurring expenses slipping through the cracks, this app puts a stop to those hidden charges once and for all.
Pro Tip: If you upgrade to Rocket Money Premium, you can also work with its bill negotiation team.
That's right: Rocket Money actually contacts providers like your cell phone, internet, and cable companies to get you lower rates. So, you save money on autopilot without having to pick up the phone and call.
A single bill negotiation could mean hundreds of dollars in savings per year. Plus, Rocket Money is always adding new features and tools to help its members cut down on spending.
🚀 Start saving money with Rocket Money!
6. Save $600+ Per Year By Ditching Your Expensive Car Insurance
If it's been a while since you've shopped around for car insurance, there's a good chance you're getting way overcharged right now.
In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even fully cover you!
So, instead of wasting money each month, use this free tool to save money instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.
All you have to do is enter your zip code. From there, you browse the best insurance deals based on your driving history and the discounts you're eligible for.
It could be around $600 per year in savings; not bad for making a simple insurance switch!
Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.
7. Get A $200 Cash Bonus & Earn Unlimited Cash Back When You Shop
Want an easy $200 cash bonus and unlimited cash back in your pocket when you shop?
Then you need to check out the Upgrade Rewards Checking Plus account – a leading rewards checking account that makes sure your money actually works for you.
This account is packed with features. For starters, you earn unlimited 1.5% cash back on purchases and don't pay any monthly fees.
The best part? New members get a $200 cash bonus right now. All you need to do is open your new account and make 3 debit card transactions within 60 days.
This bonus is an easy way to cover some of your bills this month while you focus on paying off debt. Plus, you keep earning cash back whenever you shop.
If you're tired of high bank fees and lackluster rewards, it's time to break up with your bank. So, make the switch to Upgrade and enjoy a sweet cash bonus!
8. Get A Slice Of $55,000 In Daily Payouts
Want a steady stream of PayPal cash to help cover expenses?
Well, with Survey Junkie, homeowners can finally start making some side dough. All you have to do is sign up for free and then answer short surveys in your spare time.
The reality is that brands want to hear from everyday consumers. So, you can get paid with real cash and gift cards in your spare time just by answering questions.
Survey Junkie is already paying out $55,000+ in daily rewards. Sign up for free with your email and get a slice of the rewards!
Already tried Survey Junkie? We got you covered 💵
👉 We suggest trying out Branded Surveys, another leading survey panel, to earn free gift cards and real cash rewards!
9. Tap Into Your Home's Equity
A lot of homeowners don't know this, but you can actually access the value of your home's equity without taking out a loan.
Instead, you can use companies like Unlock to take out a home equity agreement (HEA).
This lets you access $30,000 to $500,000 from your home's equity. There's no monthly payments or interest charges either. Plus, you don't need to refinance to benefit from an HEA.
If you're struggling with debt or need some extra cash for life's expenses, an HEA can provide the cash you're looking for. And with Unlock, you can apply without impacting your credit score and get funding within 30 to 60 days.
Applying online is fast and free. Start benefitting from your home's equity and get the funding you need with Unlock!
Note that Unlock is only available in these states: Arizona, California, Colorado, Florida, Michigan, North Carolina, New Jersey, Oregon, South Carolina, Tennessee, Utah, Virginia, Washington, Pennsylvania.
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.