At Homeowner, it’s our goal to help people become happier homeowners who also make the smartest financial decisions possible.
So, as promised, here are 10+ proven ways you can slash your monthly bills by $500 or even more this month.
1. Ask This Company To Pay Off Your Debt!
If you’re currently struggling with over $20,000 in high-interest debts like credit card bills or loans, it can feel impossible to get ahead.
But the great news is that you don’t have to face this uphill battle alone anymore.
Instead, you can work with companies like Accredited Debt Relief to finally tackle your debt and save thousands in the process.
Accredited Debt Relief helps you by consolidating your painful debts into a single payment. This can help you lower your monthly payments by 30% or even more. And it helps families across the country get rid of their debt in as little as 24 to 48 months.
The best part? You don't pay any fees until your debt is settled. And you can work with Accredited Debt Relief to create a debt-free plan that works for you.
All it takes in a few minutes and filling out a bit of information. There's no credit check requirement or impact either.
And if you have under $20,000 in debt, you can still get help! 😎
Companies like ZippyLoan help you find the best personal loans, including ones up to $15,000. And with fast funding, you can use a lower-interest loan provider to pay off your high-interest debts quickly.
2. Snag Free Products & Samples Sent Straight To Your Door
Want a steady stream of free products and samples sent to your door every single month? If the answer is yes, then we have great news.
There’s actually plenty of companies that want to give away products to consumers in exchange for their feedback. This means you can get free food, beauty products, cleaning supplies, toys, and essentials sent to you by mail, completely for free.
Product Report Card is one of the best in the freebies business. It offers payouts of up to $500 for product tests and sends out an average of 32 product tests every month to its members.
Signing up is completely free and just takes a few minutes. Once you join, you can qualify for a range of product testing and research opportunities and enjoy some freebies each month.
Want even more opportunities? Companies like PINCHme also do the same thing.
This is an incredibly easy way to get free samples and products delivered to you. So, start saving a bit more money while exploring the latest products from nationwide brands.
3. Quit Overpaying On Homeowners Insurance
When was the last time you called your home insurance provider or shopped around for a better rate?
If you’re like a lot of homeowners, it’s probably been a year or more. This is totally understandable since life gets busy. But if it’s been a while, you’re probably paying more than you should on your premium.
If you’re fed up with high premiums, it’s time to take action.
Get a FREE home warranty quote right now and start saving money each month.
4. Save Up To 25% On Monthly Bills With This Sneaky Shark Tank Company
Speaking of saving money on bills…how does saving up to 25% on your monthly expenses sound in just 2 minutes?
Enter Billshark: a nifty bill negotiation app that can help you slash your internet, wireless, TV, satellite radio, and other bills without you lifting a finger.
All you have to do is sign up for Billshark and upload information about your major bills. From there, Billshark’s team of experts negotiate with service providers on your half to find savings.
This saves you time and, more importantly, prevents you from overpaying on monthly expenses. And the best part is that Billshark is completely free and only charges a percentage of savings if it successfully lowers your bills.
The platform has other useful tools too, like an unwanted subscription canceller. And it’s even backed by Mark Cuban from Shark Tank and has saved millions for households so far.
👉Take a bite out of your bills with Billshark!
5. Finally Get Your Grocery Bill Under Control With Instant Savings
If you’ve been to the grocery store recently, you’ll undoubtedly know that prices are skyrocketing everywhere.
The sad reality is that the price of groceries, gas, and everyday expenses are at all-time highs. If you’re trying to save more money each month, this certainly makes it challenging.
Thankfully, you don’t have to pay full-price ever again the next time you head to the shops. Instead, you can use our favorite stack of money-saving apps:
- Swagbucks: A leading rewards platform with plenty of money-making offers, coupons, and cash-back deals.
- Capital One Shopping: Our favorite shopping extension that automatically applies available coupon codes at 30,000+ popular stores.
- Upside: This free app lets you save up to $0.25 per gallon at stations across the country.
- P&G Good Everyday: One of the best ways to save money on cleaning products, beauty supplies, and baby products.
Between this stack of apps, you can easily find everyday savings on pretty much any category.
6. Boost Your Monthly Income FAST With An At-Home Side Hustle
Did you know there’s more people than at any point in history making money online?
That’s right: the remote work revolution is here to stay. And you don’t have to sit on the sideline anymore if you’re interested in boosting your monthly income.
Here are some super simple side hustle ideas that anyone can start to begin earning:
- Branded Surveys: Share your opinion to earn free PayPal cash and gift cards!
- Freecash: An exciting platform to easily make money online.
- Kashkick: Earn real cash for playing games and by completing short surveys.
- Survey Junkie: Another easy way to earn gift cards and cash in your spare time.
With a bit of effort, making a couple extra hundred bucks a month with these platforms is quite realistic. And this is money you can put towards savings, home repairs, monthly expenses, or just treating yourself.
7. Dodge Devastating Home Repair Bills With The Right Home Warranty
Did you know that purchasing a home warranty plan is one of the best investments a homeowner can make?
After all, the last thing you want when tackling mortgage payments is to deal with major, unexpected expenses like major appliances going bust.
This is where a home warranty plan comes in handy. These plans help you protect both major and minor appliances in your home and are an amazing way to supplement your insurance policy.
If you want to protect your home against sudden expenses and potential disaster, you have plenty of options. Check out some of our top partners and get a free quote in a minute or less to learn more.
8. Get A $50 Cash Bonus & Earn 4% APY On Your Savings
Did you know that one of the main reasons homeowners get into trouble with debt is not having a savings account and emergency fund?
Having a cushion of cash makes a massive difference in meeting your financial goals. It’s also how you stay prepared for unexpected expenses, like your air conditioner going bust or your car needing some urgent repairs.
If you need a helping hand in getting your emergency fund going, we suggest using a fee-free solution like Current.
This digital banking solution currently has a $50 sign up bonus for new members. You also earn 4% APY on your savings, which is an easy way to put your money to work for you.
Current doesn’t charge monthly fees or have sneaky hidden charges. And becoming a member only takes a couple of minutes.
9. Enjoy Exclusive Deals, Coupons & Hidden Savings With This Membership Club
Want exclusive discounts on groceries, restaurants, travel, entertainment, and everyday essentials?
Then AARP could be for you. This membership club has over 38 million members across the country. And it provides exclusive deals and savings at hundreds of companies across dozens of categories.
Once you’re a member, you can explore AARP’s catalog of offers and deals, which updates daily. It’s easy to find food and dining coupons, entertainment discounts, free subscription offers, and the latest deals to help you keep more money in your wallet.
AARP also partners with plenty of financial institutions, travel agencies, and local businesses to offer its members unique discounts. A membership only costs $1 per month or even less, and you can easily save hundreds or thousands of dollars per year by joining AARP.
10. Break Up With Your Expensive Phone Plan (For Good!)
Alright, we need to talk: there’s a good chance it’s time to break up with your cell phone carrier.
The unfortunate truth is that way too many people get ripped off by their phone plans each month. Bloated features you don’t use, hidden fees, data-overage charges, and other painful expenses are just a few examples.
This stops today. If it’s been a while since you’ve reviewed your phone bill, it’s the perfect time to consider an affordable alternative like Mint Mobile.
This nationwide phone provider has plans starting at only $15 per month. But this doesn’t mean you skimp on coverage or features.
With Mint Mobile, you still get access to America’s largest 5G network. You also get unlimited talk and text and high-speed data.
If switching to Mint Mobile saves you $25 a month, that’s $300 extra per year in your pocket! So, take a couple of minutes and compare some plans and pricing to your current carrier and make the change if it helps your wallet.
11. Earn Passive Income While Saving The Planet
Did you know it’s possible to earn passive income while simultaneously lowering your energy usage to help the planet?
That’s right: there are several energy companies across the country that are willing to pay you for using less energy.
There’s no catch either. These energy companies benefit when people use less power during peak periods of the day. So, they’re now willing to pay people just for using a bit less power around their home.
Getting started is also free and doesn’t require any expensive equipment or even changing your energy provider.
All you have to do is use this free tool to see if you qualify for an energy-savings reward program.
Once you’re approved, you can then easy, free cash each month just by using less energy. Talk about a win-win!
Note: energy reward programs are available in these states: California, New York, Texas, Colorado, Delaware, District Of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Jersey, Oregon, Rhode Island, Illinois, New Hampshire, Ohio, Pennsylvania.
Note: Capital One Shopping compensates us when you sign up with the provided link.